In todays world of increasingly hard to obtain credit, lenders seem to be
increasingly looking for reasons to deny consumers credit. Any amount of bad
credit on your credit report can make you a high risk to banks lending restrictions.
Even though you may have good credit on your credit report, those collections or
late payments you may have had during lean times are now affecting your ability to
obtain loans and credit.
This is why it is more important than ever to have a clean credit report. It isn’t
enough to have open lines of good credit and a long reporting history, you must also
keep negative history from appearing on your credit. Make sure you make all your
payments on time and if you run into problems communicate with your creditors to
see if they will not report delinquencies if you set up a payment schedule with them.
If you can get your account current, the creditor may be willing to work with you on
removing the negative reporting you’re your credit report.
Step 1 Credit helps consumers with their credit report programs to make their
credit reports look the best they can. Call today for your free credit consultation.